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How to Fix Your Credit in 45 Days or Less - Unlimited Exclusive: Kindle Unlimited Guide to Credit Score, Debt, Bad Credit, Free Credit Reports, Credit ... Cards, and Loans (Unlimited Success Series)

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How to Fix Your Credit in 45 Days or Less - Unlimited Exclusive: Kindle Unlimited Guide to Credit Score, Debt, Bad Credit, Free Credit Reports, Credit ... Cards, and Loans (Unlimited Success Series)

4.85 77,698 ratings · 1,535 reviews
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Overview: Fix your Credit in 45 Days, or Less! Understanding Credit Score, What is Debt, Bad Credit, Free Credit Reports, Credit Repair, Secured Credit Cards, and Loans for Bad Credit by Dr. Nigel Peterson & Nicholas Black This book will tell you the insides and out about fixing your own credit score. What you will learn, from an industry insider (Dr. Nigel Peterson) is what the "Credit Repair Companies" Charge you thousands and thousands of dollars to do. And you can do it on your own, right now! Here is what is covered in the book: Introduction: How do you fix your Credit? • Step 1: Research and Prepare all Background Info • Step 2: Challenge the Credit Bureaus • Step 3: Demand a Re-Investigation of the accounts that remain Negative • Step 4: Demand a Validation of Debt • Step 5: Demand a Revised Validation of Debt Chapter 1: What is Your Credit Score? • Research and prepare all background info • Challenge the credit bureaus • Demand a re-investigation of the accounts that remain negative • Demand a Validation of Debt • Demand a revised Validation of Debt Chapter 2: What are the 3 Bureaus? • What is a Credit Bureau? • What are the 3 Credit Bureaus? • Addresses and contact information for the 3 Credit Bureaus Chapter 3: Research Your Credit Report • Factors that negatively affect your credit score • What is a derogatory? Chapter 4: The 4 Federal Laws You NEED to Know • The 4 federal laws you'll need to know • Hiring a company to fix your credit Chapter 5: What are Collections Agencies? • When can a debt collector or collection agency contact you? • Things the collection agencies and collectors cannot do! • Things debt collectors are prohibited from saying • Can get collectors like you? • Unfair practices for debt collectors • Can they garnish your wages? • Can they garnish your benefits? • Are they licensed in your state to conduct business? • Is the collection agency even a legitimate company? • Is the collection agency even still in business? • What to do with the collection agency first contacts you. Chapter 6: How to Receive a Free Credit Report • Do you want a free credit report? • Does it hurt your credit when you check the score Chapter 7: The different types of contracts/agreements: • The 4 different types of contracts and agreements you can enter into • Is there a statute of limitations on debt agreements? • Why should you care about a statute of limitations? • How long is the statute of limitations? • How do you calculate when the statute of limitations is over? • Basic list of states, and the applicable Statutes of Limitation Chapter 8: What will you need for the dispute letters • The documents/Info necessary for your dispute letters • How to Mail the dispute letters Chapter 9: Disputing Derogatory Information with the 3 Bureaus • Identify Derogatory Information • What does it mean to Dispute? • What is the Process to Dispute? • What should your dispute letter look like? • Example dispute letter Chapter 10: Getting the 45-day Dispute Results • What is a re-dispute? Chapter 11: Tips for FHA/VA Loans • FHA and

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Book details & editions

ISBN
23450013
Publication date
October 1, 2014
Language
Eng
Pages
N/A pages
Reading Options
PDF · EPUB · Mobi
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Nigel Peterson
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Nigel Peterson
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Nigel Peterson writes contemporary fiction and has always been fascinated by character-driven stories. They hold a degree in English Literature and previously worked as an editor before transitioning to writing their own books. Nigel Peterson lives with their spouse and a very vocal rescue cat.

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Mary Johnson
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Masterpiece from start to finish. I adored how the story unfolded. It kept me captivated without sacrificing elegance. An effortless 5 stars.
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Honestly one of the most premium reading experiences lately. The prose is exquisite. It’s accessible yet undeniably sophisticated. I will undoubtedly revisit this masterpiece.
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Exceeded all my expectations. The author orchestrated a breathtaking finale. Truly a work of art. An effortless 5 stars.
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A profoundly satisfying read. The author orchestrated a breathtaking finale. Truly a work of art. I am now a lifelong fan of this author.
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I was completely blown away. I adored how the story unfolded. It kept me captivated without sacrificing elegance. A true literary gem.
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Such a rich narrative. The author orchestrated a breathtaking finale. Truly a work of art. Worth every moment spent reading.
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A profoundly satisfying read. I became deeply invested in the protagonist's journey. A masterclass in storytelling. Worth every moment spent reading.
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I was completely blown away. I became deeply invested in the protagonist's journey. A masterclass in storytelling. A true literary gem.
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I thoroughly enjoyed the elegance of it. The protagonist was compelling, though some subplots felt slightly overshadowed. Quite impressive overall.
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William Garcia
William Garcia January 12, 2025
A profoundly satisfying read. The pacing was impeccable and the characters felt incredibly authentic. I was completely immersed. I will undoubtedly revisit this masterpiece.
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Linda Ramirez April 05, 2024
Absolutely brilliant. It strikes a perfect harmony of dialogue and world-building. Every chapter felt necessary. I will undoubtedly revisit this masterpiece.
Ashley Clark
Ashley Clark March 21, 2024
I was completely blown away. The prose is exquisite. It’s accessible yet undeniably sophisticated. An effortless 5 stars.
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Nicholas Collins July 06, 2024
Excellent, though slightly flawed. The middle had a deliberate pace, but the climax was phenomenal. A wonderful companion for a quiet weekend.
Linda Jackson
Linda Jackson October 26, 2024
It was adequate. It possessed moments of brilliance, but the narrative felt slightly disjointed ultimately. Suitable if your reading queue is empty.
Ashley Mitchell
Ashley Mitchell February 25, 2025
A profoundly satisfying read. The author orchestrated a breathtaking finale. Truly a work of art. I will undoubtedly revisit this masterpiece.
Kevin Martin
Kevin Martin January 05, 2025
I find myself somewhat conflicted. It verged on repetitive in the second act. A more concise edit would have served it well. Suitable if your reading queue is empty.
Ryan Flores
Ryan Flores November 22, 2025
Honestly one of the most premium reading experiences lately. It strikes a perfect harmony of dialogue and world-building. Every chapter felt necessary. An effortless 5 stars.
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Jessica Ramirez October 29, 2024
A profoundly satisfying read. The prose is exquisite. It’s accessible yet undeniably sophisticated. I am now a lifelong fan of this author.
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Excellent, though slightly flawed. A brilliant concept executed with flair. Just a few pacing choices I would change. I would highly recommend this to discerning readers.
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A very strong entry. The protagonist was compelling, though some subplots felt slightly overshadowed. A wonderful companion for a quiet weekend.
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Masterpiece from start to finish. The pacing was impeccable and the characters felt incredibly authentic. I was completely immersed. An effortless 5 stars.
Ashley Clark
Ashley Clark March 04, 2024
Exceeded all my expectations. I became deeply invested in the protagonist's journey. A masterclass in storytelling. An absolute must-read for connoisseurs of the genre.
Brian Miller
Brian Miller March 25, 2024
Masterpiece from start to finish. I adored how the story unfolded. It kept me captivated without sacrificing elegance. I am now a lifelong fan of this author.
Susan Hall
Susan Hall May 01, 2025
Such a rich narrative. The prose is exquisite. It’s accessible yet undeniably sophisticated. I am now a lifelong fan of this author.
Karen Smith
Karen Smith March 06, 2024
A highly sophisticated read. Beautiful writing, though I craved slightly more depth in the lore. Still, undeniably engaging. I would highly recommend this to discerning readers.
Gary King
Gary King December 14, 2024
It was adequate. The prose was competent, yet the characters lacked the depth I usually seek. Unlikely to reread, but a reasonable expenditure of time.
Rebecca Gonzalez
Rebecca Gonzalez November 25, 2024
Absolutely brilliant. I adored how the story unfolded. It kept me captivated without sacrificing elegance. An absolute must-read for connoisseurs of the genre.
Kevin Moore
Kevin Moore December 27, 2024
A profoundly satisfying read. It strikes a perfect harmony of dialogue and world-building. Every chapter felt necessary. An absolute must-read for connoisseurs of the genre.
Ryan Taylor
Ryan Taylor February 09, 2025
Honestly one of the most premium reading experiences lately. I became deeply invested in the protagonist's journey. A masterclass in storytelling. An absolute must-read for connoisseurs of the genre.
Thomas Martin
Thomas Martin November 29, 2025
Masterpiece from start to finish. The author orchestrated a breathtaking finale. Truly a work of art. An absolute must-read for connoisseurs of the genre.
Steven Perez
Steven Perez July 25, 2024
Not entirely to my refined tastes. The prose was competent, yet the characters lacked the depth I usually seek. Suitable if your reading queue is empty.
Susan Clark
Susan Clark May 01, 2024
I thoroughly enjoyed the elegance of it. The middle had a deliberate pace, but the climax was phenomenal. I would highly recommend this to discerning readers.
Matthew Allen
Matthew Allen April 11, 2024
A profoundly satisfying read. The author orchestrated a breathtaking finale. Truly a work of art. A true literary gem.
Karen Martin
Karen Martin February 14, 2024
Such a rich narrative. I adored how the story unfolded. It kept me captivated without sacrificing elegance. Worth every moment spent reading.
Betty  Davis
Betty Davis April 13, 2024
A highly sophisticated read. The middle had a deliberate pace, but the climax was phenomenal. Quite impressive overall.
Rebecca Gonzalez
Rebecca Gonzalez September 05, 2025
Exceeded all my expectations. I adored how the story unfolded. It kept me captivated without sacrificing elegance. I will undoubtedly revisit this masterpiece.
James Gomez
James Gomez March 07, 2024
A profoundly satisfying read. The pacing was impeccable and the characters felt incredibly authentic. I was completely immersed. An effortless 5 stars.
Nicholas Reyes
Nicholas Reyes February 18, 2025
Such a rich narrative. I became deeply invested in the protagonist's journey. A masterclass in storytelling. Worth every moment spent reading.
Emily Baker
Emily Baker April 19, 2025
I thoroughly enjoyed the elegance of it. The middle had a deliberate pace, but the climax was phenomenal. A very distinguished novel.
Kenneth Carter
Kenneth Carter January 03, 2024
I was completely blown away. The pacing was impeccable and the characters felt incredibly authentic. I was completely immersed. I will undoubtedly revisit this masterpiece.
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